I made this meal with mozzarella cheese, cheddar cheese, and pepper jack cheese, along with seasoned ground chuck, refried beans, a hint of salsa verde, pico de gallo, and plenty of hot sauce. Then I planned to top it off with sour cream. The reason it's called Naughty Nachos is because of the ghost pepper sauce sprinkled sparingly throughout the dish for even more heat.
In the shower when hubby came home, the first place he checked was the microwave. I think the empty plate below tells the story, don't you? (lol)